We all make mistakes, and what we learn from those mistakes is what really matters. With money, the thing that matters is what behavior we change, after the mistake has been made.
Money is a journey, because things are constantly changing. Our income changes, our expenses change as our family grows and changes.
What shouldn't change however, is the percentage breakdown of what you give, save and live on.
Plenty of experts out there say different things, but I like to keep it simple with give 10%, save 20%, and live 70%.
How do we walk on this journey?? With intention, of course!
You start now. Wherever you are now, make it better for the future.
Identify your habits. Are you a saver or a spender?
Track your money. You can't just do this in your brain. You really need to check in on statements and where your money is going. There is something powerful about looking LINE BY LINE at your expenses. This is where you can recognize patterns and habits, and create goals based on them.
Set goals. Set money goals for the day, week, month and quarter. Money goals should happen on a spectrum.
Small changes lead to BIG RESULTS.
When you start to be intentional with your money, you'll be able to think positively about money and you'll feel assured about the money decisions you are making.